What's the Best Way to Protect RVs or Motorhomes with RV or Motorhome Insurance?

The best approach to insuring RVs--Travel Trailers, 5th Wheels, and Motorhomes-- varies according to a number of items. Sometimes the best approach to RV Insurance and motorhome insurance in Kokomo Indiana is add them to an auto policy. But other times it works far better to have a special RV or motorhome insurance. It all depends on the following items.

Items to Watch on RV Insurance

  1. Total Loss Replacement on Kokomo RV & Motorhome Insurance: Motorhomes, travel trailers, and fifth wheels usually take a very large drop in value the first few years. For example a $25,000 travel trailer you purchased last year may only be worth $15,000 this year (or a $50,000 motorhome may only be worth $35,000). If your travel trailer (or motor home) was destroyed, $15,000 (or $35,000) wouldn't be anywhere near enough to replace your travel trailer (or motorhome).
  2. If you are buying a new RV you should strongly consider purchasing total loss replacement protection RV Insurance so you have enough to replace your RV when disaster strikes.

  3. Personal Effects and Awning Motorhome Insurance: Another advantage of a special RV Insurance in Kokomo Indiana for your motorhome, trailer, or 5th wheel is you can add at low cost protection for your personal property and awnings. Most people want protection for when personal property or awnings are stolen or damaged.

  4. Cost of course is a big factor to take into account when purchasing motorhome insurance, trailer, or 5th wheel insurance in Kokomo Indiana. We can compare several companies for you to come up with the best plan.

  5. Emergency Expense, Roadside Service, and Vacation Liability are other features that special RV or motorhome insurance can provide.
    1. Emergency expense pays for temporary living facilities and transportation expenses when the RV is not operable because of a loss.
    2. Roadside service pays the expensive specialized costs of towing and roadside service.
    3. Vacation liability pays for a lawsuit resulting from an injury or property damage that occurs while the RV is used as a temporary vacation residence.

Let the Killingbeck Family Get You the Right RV or Motorhome Insurance at the Right Price

Call us right now at 765 452 8000 or use the easy, free RV quote request at the top of this page. You'll be glad you did.