What Exactly is Umbrella Insurance?

Umbrella insurance is High Protection to protect you and your income from the larger lawsuit (which have become much more common.)

Umbrella insurance in the Kokomo Indiana area, as the example below illustrates, provides you protection over and above the liability protection provided by your auto insurance, home insurance and other insurance policies.

For example, lets say you are being sued for $1 million dollars for injures from an auto accident. The $300,000 protection you carry on your auto insurance is just not enough to protect your assets and income! An umbrella policy would have given you an additional $1,000,000 or $2,000,000 of protection over and above the $300,000. Enough to protect your income and assets from a Court Lien (see below).

Why Carry Umbrella Insurance?

There are basically 3 reasons to carry Umbrella Insurance in the Kokomo Indiana area.

  1. Accidents happen so easily!
  2. Injury & disability costs can be very high, resulting in very large lawsuits!
  3. The Courts can go against your income and wages if you don't have enough protection. The Courts in Indiana can put a line against your savings, your retirement income, your wages, and your other assets including your home!

Umbrella Insurance Provides High Protection at Low Costs

The average umbrella insurance policy in Kokomo Indiana gives you High Protection of an extra $1,000,000 or $2,000,000 lawsuit protection at a low costs of usually only $120 to $250 a year. (Exact costs depend on how many vehicles, drivers, and properties you have to protect.)

Let the Killingbeck Family in Kokomo Indiana Help You Select the Right Protection So You Are Prepared When Disaster Strikes.

Call the Killingbeck Family in Kokomo Indiana at 765-452-8000 today or complete the Umbrella quote request at the top of this page. You'll be glad you did.