RAL Fast Refund Loans vs. Fee Collect Refund.

In the past we offered Instant Refund Loans and RAL Refund Loans in as little as 24 hours. Unfortunately, the Federal Banking System has told all the banks and tax preparation firms they do not want them to offer refund loans as they feel they don't meet legal requirements. All tax firms and banks have gone along with the Federal government threats to sue and are no longer offering refund loans.

Instead of refund loans, some tax firms are now offering what they call Refund Advances.  We tried them for a year and we (and customers) were very discouraged.  Only 25% were fully funded the maximum $1000, 30% were turned down completely with the rest receiving $250 or $500.  For $100 cost this was not a good program as.  Instead we have gone to the Fee Collect Refund.

In the Fee Collect Refund just about everyone qualifies to have their fees taken out of their refund.  To keep costs down, we decided to use a plan that cuts out the large upfront fees the banks charge as well as the large charges they have on the bank cards. Our competition charges $85 for their basic product plus large fees on cashing your refund. The charge for our Fee Collect Refund is just $35 extra.   90% of refunds come 8 to 21 days.

At Killingbeck Insurance & Tax Preparation in Kokomo, Indiana we do still offer 4 choices for refunds including an option to have tax preparation fees withheld from your Fast Refund. Kokomo's low cost, fast Income Tax Preparation Service.

  1. Refund to Your Bank Account usually in 8 to 21 days*. (IRS refund guidelines say 90% of taxpayers will receive refunds in less than 21 days.)
    This option is included free with all returns we prepare. With this option you pay our income tax preparation fee the day we prepare your return. and your Fast Refund is deposited in your bank account usually in less than 21 days*

  2. Fast Refund In the Mail in usually in 13 to 26 days*.
    Another option included free with all returns we prepare is Fast Refund you receive in the mail. With this option your refund comes to your home usually 26 days*.

  3. The Fee  Collect  Refund to your bank account PAYS ALL YOUR FEES and Usually Comes usually in 8 to 21 days.* ONLY $35 extra.
    The Fee Collect Refund lets you get your refund usually in less than 21 days* and have all your tax preparation fees withheld from your refund (just like refund loans). 

  4. With this Fee Collect Refund to a bank card option you can also choose to have your refund to come to a Walmart bank card. You can use the card like a fully loaded debit card or cash in up to $3000 a day.  No fees for cashing in.

*Refunds are issued when funds come from the IRS. Delays are possible as the IRS sometimes puts returns through extra processing.

Get With Us Today To Get Your Income Taxes Done And Get Your Refund Fast

Come by for walk-in service at your convenience or call for an appointment at 765-452-8000. Larger Fast Refunds, Lower Costs!

Killingbeck Insurance & Tax Preparation in Kokomo, Indiana gives you options on fast refunds and lets you have your fees paid out of your refund. Get with us today!